How the Process Works — Meta Fiscal (Desktop)
Process

How the Process Works

A structured approach built on accuracy and consistency—designed to deliver reliable improvements and measurable progress.

Timelines depend on third-party processing. We’ll confirm specifics in your portal once onboarding is complete.
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How the Process Works overview

What to Expect

Three clear phases: review & plan → dispute & follow-up → build & monitor.

Step 1 Review & Plan illustration
Step 1

Review & Plan

We review your full report, identify issues, and set a clear dispute plan with priorities and timelines.

What we do Verify identity, connect reports securely, and flag inaccurate, outdated, or unverifiable items.
What you’ll see A checklist in your portal with items under review and next-step dates.
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Typical timing: 1–3 business days.

Step 2 Dispute & Follow-Up illustration
Step 2

Dispute & Follow-Up

We submit precise challenges to bureaus/creditors and track responses, re-disputing or escalating as needed.

What we do File targeted disputes with supporting details; request validations where necessary.
What you’ll see Dispute status, response dates, and what’s pending—updated in your portal.
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Typical responses post in ~10–30 days, depending on the bureau/creditor.

Step 3 Build & Monitor illustration
Step 3

Build & Monitor

We focus on adding positive data and coaching habits that support long-term strength.

Guidance Responsible trade lines, payment-history best practices, and utilization management.
Tracking Simple progress visuals, monthly check-ins, and timely alerts via your monitoring provider.
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Ongoing phase, reviewed monthly or as needed.

Typical Timeline

Reviews: 1–3 days → Disputes: 30–120 days/round → Building: ongoing.

Process timeline graphic showing review, dispute rounds, and ongoing building

Actual timing varies by bureau/creditor and mail processing speed.

Ready to start with a structured plan?

We’ll confirm the scope and timeline on your first call, then set everything up in your portal.

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